What's My MINI Worth? Trading In or Selling Your Car at MINI of Madison

Should you finance or lease your next MINI? Both can be a smart move. It depends on how many miles you drive, how long you keep a car and what you want your monthly payment to be. This month MINI is offering some of its lowest rates of the year, including 0.9% APR for up to 60 months on most 2026 models and the 2027 Countryman S ALL4. Here's how financing and leasing compare, plus this month's rates at MINI of Madison. November 2026 MINI Finance Rates Model Up to 48 months 49 to 60 months 2026 MINI Cooper 2 Door, 4 Door and Convertible (C and S) 0.90% APR 0.90% APR 2026 MINI Countryman S ALL4 0.90% APR 0.90% APR 2026 MINI JCW models (2 Door, Convertible, Countryman ALL4) 1.99% APR 1.99% APR 2027 MINI Countryman S ALL4 0.90% APR 0.90% APR 2027 MINI Cooper 2 Door, 4 Door and Convertible (C and S) 1.99% APR 2.99% APR 2027 MINI JCW models (2 Door, Convertible, Countryman ALL4) 1.99% APR 2.99% APR 2026 and 2027 MINI Countryman SE ALL4 (electric) 2.99% APR 3.99% APR What that means for your payment: at 0.9% APR for 60 months, you'll pay about $17.05 per month for every $1,000 financed. At 1.99% APR for 48 months, it's about $21.69 per $1,000. At 2.99% APR for 60 months, it's about $17.96 per $1,000. Finance rates from MINI Financial Services for well-qualified customers on new 2026 and 2027 MINI models, for contracts dated November 3 through November 30, 2026. Oxford Edition models excluded. Not all customers will qualify. Payment examples are per $1,000 financed with no down payment and do not include tax, title, license, registration or the $399 dealer service fee. See MINI of Madison for details. Financing vs. Leasing: The Quick Comparison Financing Leasing Who owns the car You do, once the loan is paid off MINI Financial Services; you return it or buy it at lease end Monthly payment Higher, because you're paying off the whole car Lower, because you pay for the car's use over the lease term Mileage Unlimited Set yearly allowance (MINI offers start at 7,500 miles/year) Customizing Anything you like Should be returned in original condition Long-term cost Lowest if you keep the car for years after it's paid off Predictable cost for a new car every few years At the end Keep it, sell it or trade it Return it, buy it or trade into a new MINI Financing May Be Right for You If… You drive a lot. Commuting from Sun Prairie, Verona or Janesville adds up. Financing means no mileage limits or overage charges. You keep your cars. Once a MINI is paid off, every month you keep driving it is payment-free. You want to make it yours. Wheels, stripes, John Cooper Works accessories: when you own it, it's your call. You want to build equity. Your payments go toward a car you own, which you can trade in later. Check its value anytime with our Kelley Blue Book® trade-in tool. Leasing May Be Right for You If… You want the lowest payment. This month several MINIs lease for under $400/month. See all of this month's MINI lease specials. You like driving something new. Lease for 36 or 39 months and move into the newest MINI at the end. You want to stay under warranty. A typical MINI lease keeps you under the new-vehicle warranty for the whole term, and complimentary scheduled maintenance covers the first 3 years or 36,000 miles. Your mileage is predictable. If you drive about 7,500 to 10,000 miles a year, leasing can be a great fit. Ways to Save on Either Switching to MINI? Eligible conquest customers can get $750 toward a new 2027 MINI. Already a MINI owner? Loyalty offers can take up to $1,500 off MSRP on select new in-stock models. Recent grad, military or first responder? Ask about MINI's College Grad and Military & First Responder programs. Trading in? In Wisconsin, your trade-in value is generally subtracted before sales tax is calculated. Read more in our guide to MINI trade-in value. MINI Financing FAQ What is the lowest MINI finance rate right now? In November 2026, MINI is offering 0.9% APR for up to 60 months on most 2026 MINI Cooper models and on the 2026 and 2027 Countryman S ALL4, for well-qualified customers. Is it better to lease or finance a MINI? If you drive a lot or plan to keep your MINI for years, financing usually costs less over time. If you want a lower monthly payment and a new MINI every few years, leasing is often the better fit. Can I finance a MINI for 60 months? Yes. Most new MINI models qualify for terms up to 60 months, and this month 0.9% APR applies for the full 60 months on most 2026 models and the 2027 Countryman S ALL4. Can I buy my MINI at the end of a lease? Yes. Every MINI lease includes a purchase option, so you can buy the car you've been driving. Can I apply for MINI financing online? Yes. You can apply for financing online before you visit, and our finance team will walk you through your options. Talk to Our Finance Team Not sure which is right for you? Our team can show you a lease and a finance payment side by side on the exact MINI you want. Shop new MINI inventory, apply for financing, or visit MINI of Madison, 310 West Beltline Hwy, Madison, WI 53713. We serve drivers from Madison, Middleton, Sun Prairie, Verona, Waunakee, Fitchburg and all of Southern Wisconsin.

November 2026 MINI Lease Specials in Madison, WI Leasing a new MINI in Madison costs less than many people think. This month, a new 2026 MINI Cooper C 2 Door leases from $339/month for 39 months, and the 2027 MINI Countryman S ALL4 with all-wheel drive leases from $379/month. MINI is also offering 0.9% APR financing on select 2026 models. Here are this month's MINI lease specials at MINI of Madison. All offers are plus tax, title, license and a $399 dealer service fee. Model Lease payment Term Due at signing 2026 MINI Cooper C 2 Door $339/month 39 months $3,919 2026 MINI Cooper C 4 Door $349/month 39 months $4,119 2026 MINI Cooper S 2 Door $349/month 39 months $4,028 2026 MINI Cooper S 4 Door $369/month 39 months $4,051 2027 MINI Countryman S ALL4 $379/month 39 months $4,258 2026 MINI Cooper C Convertible $399/month 39 months $4,114 2027 MINI Cooper S 4 Door $399/month 39 months $4,049 2026 MINI JCW 2 Door $449/month 39 months $4,422 2027 MINI JCW Countryman ALL4 $539/month 39 months $4,731 2027 MINI Countryman SE ALL4 (electric) $599/month 36 months $5,488 Finance offers: 0.9% APR for up to 60 months on 2026 MINI models (excluding JCW, electric and Oxford Edition models) and 1.99% APR for up to 60 months on 2026 MINI JCW models. On 2027 models, the Countryman S ALL4 finances at 0.9% APR for up to 60 months, and 2027 MINI Cooper and JCW models (excluding Oxford Edition) finance at 1.99% APR for up to 48 months or 2.99% APR for 49 to 60 months. The 2027 Countryman SE ALL4 electric finances at 2.99% APR for up to 48 months. Financing for well-qualified customers through MINI Financial Services. Extra savings for those who qualify: switching to MINI from another brand? Eligible conquest customers can get $750 toward a new 2027 MINI. Current MINI owners can get up to $1,500 off MSRP on select new in-stock models with MINI's loyalty offer, and MINI also offers College Grad and Military & First Responder programs. Lease offers are from MINI USA through November 30, 2026, for well-qualified customers through MINI Financial Services. All payments and amounts due at signing are plus tax, title, license and registration fees, and a $399 dealer service fee. Lease Offer Details Model MSRP Cap cost reduction Dealer contribution / lease credit Adjusted cap cost Purchase option 2026 MINI Cooper C 2 Door $33,075 $2,655 $695 / $500 $29,225 $19,514 2026 MINI Cooper C 4 Door $34,075 $2,845 $660 / $500 $30,070 $20,104 2026 MINI Cooper S 2 Door $36,375 $2,754 $885 / $500 $32,236 $22,553 2026 MINI Cooper S 4 Door $37,375 $2,757 $660 / $500 $33,458 $23,173 2027 MINI Countryman S ALL4 $40,250 $2,954 $1,600 / $500 $35,196 $25,358 2026 MINI Cooper C Convertible $38,175 $2,790 $885 / $1,000 $33,500 $22,523 2027 MINI Cooper S 4 Door $37,550 $2,725 $600 / — $34,225 $23,281 2026 MINI JCW 2 Door $42,475 $3,048 $860 / $500 $38,067 $26,335 2027 MINI JCW Countryman ALL4 $48,900 $3,267 $990 / — $44,643 $30,318 2027 MINI Countryman SE ALL4 $47,200 $3,964 $985 / — $40,501 $24,544 Lease offers through November 30, 2026 on new MINI models from participating MINI Dealers through MINI Financial Services, a Division of BMW Financial Services NA, LLC, to customers who meet MINI Financial Services' credit requirements. Payments are for 39 months (36 months on the 2027 Countryman SE ALL4). MSRP includes destination and handling. Cash due at signing includes the capitalized cost reduction shown, first month's payment, a $925 acquisition fee and $0 security deposit. Lessee responsible for insurance, excess wear and tear as defined in the lease contract, $0.25/mile over 7,500 miles per year, and a $395 disposition fee at lease end (may vary by state). Not all customers will qualify for security deposit waiver. Purchase option at lease end is shown above, plus purchase option fee disclosed in the lease contract. Actual MSRP and dealer contribution may vary and could affect your monthly payment. Advertised payments do not include tax, title, license, registration or the $399 dealer service fee. Other credits for loyal customers may apply. Models pictured may be shown with metallic paint and/or additional accessories. See MINI of Madison for complete details. Why a MINI Lease Is a Smart Value A premium car at a mainstream payment. Several new MINI models lease for under $400/month, including the all-wheel-drive Countryman S ALL4. Maintenance is covered. New MINIs include complimentary scheduled maintenance for the first 3 years or 36,000 miles, which covers most of a typical lease. Always under warranty. A 36- or 39-month lease keeps you in a new MINI under factory warranty for the whole term. Easy to move up. At lease end, loyalty offers make it simple to step into the newest MINI. Local service when you need it. Factory-trained MINI technicians, loaners, Uber rides and video inspections at MINI of Madison. MINI Lease FAQ What is the cheapest MINI to lease right now? In November 2026, the 2026 MINI Cooper C 2 Door leases from $339/month for 39 months with $3,919 due at signing at MINI of Madison, plus tax, title, license and a $399 dealer service fee. Does MINI have good lease deals? Yes. This month, most MINI Cooper models lease for under $400/month, and the all-wheel-drive Countryman S ALL4 leases from $379/month. What is the best MINI SUV lease deal in Madison? The 2027 MINI Countryman S ALL4 leases from $379/month for 39 months with $4,258 due at signing, with low-APR financing also available. Offers are plus tax, title, license and a $399 dealer service fee. Does MINI offer 0% or low APR financing? Yes. This month MINI is offering 0.9% APR for up to 60 months on most 2026 models and on the 2027 Countryman S ALL4. Are there special MINI offers for graduates or the military? Yes. MINI offers College Grad and Military & First Responder programs to those who qualify, and current MINI owners can get up to $1,500 off MSRP on select new in-stock models. How often do MINI lease specials change? MINI updates offers monthly. We update this page every month with the latest MINI of Madison specials. Lease Your MINI at MINI of Madison We proudly serve drivers in Madison, Middleton, Sun Prairie, Verona, Waunakee, Fitchburg, Monona and all of Southern Wisconsin. Shop new MINI inventory: shop new MINI inventory Estimate your payment: estimate your MINI lease payment Visit us: MINI of Madison, 310 West Beltline Hwy, Madison, WI 53713· 608.729.6464

The 2027 MINI Countryman S ALL4 Untamed Edition starts at $43,900 MSRP ($45,250 with destination) and arrives in early 2027. It adds a 15mm suspension lift, 19-inch wheels with Pirelli Scorpion All Terrain Plus tires, standard ALL4 all-wheel drive, and a factory trailer hitch rated to tow up to 3,500 pounds. An all-electric Countryman SE ALL4 Untamed Edition is also coming, with pricing to be announced. This isn't just a sticker package. MINI recalibrated the Countryman's ABS, stability control and steering to match the lift and all-terrain tires. For MINI fans in Madison, Middleton, Sun Prairie, Verona, Waunakee and across Southern Wisconsin, it's a Countryman built for snowy commutes, gravel roads to the trailhead and weekend escapes Up North. What Makes the Untamed Edition Different Feature 2027 Countryman S ALL4 Untamed Edition (U.S.) Suspension 15mm lift, standard in the U.S.; up to 19mm more ground clearance Wheels and tires 19-inch Untamed Edition Spoke wheels, Pirelli Scorpion All Terrain Plus tires Drivetrain ALL4 intelligent all-wheel drive, standard Chassis tuning Recalibrated ABS, stability control and steering Off-road aids Drive-off Support; Hill Descent Control available Towing Factory trailer hitch, up to 3,500 lb Roof load Up to 165 lb driving, 661 lb parked — enough for a roof tent Exclusive colors Hideaway Grey, Nomad Blue, Frozen Nomad Blue (MINI's first production matte paint) Starting MSRP $43,900 ($45,250 with $1,350 destination) Rugged design. A new grille with vertical inserts and Dark Steel accents, Dark Steel underbody protection, textured protective film on the wheel arches, side sills and hood, and an Untamed logo with a mountain panorama on the C-pillar. Outdoor-ready interior. Vescin Nightshade Blue sport seats with perforated upholstery and knitted sections at the shoulders and headrests, plus blue accents that carry the adventure theme inside. Built for camping. MINI developed a roof tent with Italian specialist AUTOHOME and a line of lightweight camping chairs and tables with Helinox. The reinforced roof makes the Countryman a true basecamp. Built for Southern Wisconsin Adventures Wisconsin is made for a vehicle like this. Standard ALL4 all-wheel drive and the extra ground clearance help on snow-covered side streets, unplowed driveways and the gravel roads that lead to the best trailheads. Here's how it fits life around Madison: Madison: Weekday commutes on the Beltline, then a quick getaway to Governor Nelson or Lake Kegonsa State Park with bikes or kayaks on the roof. Middleton: Pheasant Branch, Pleasant Valley and the hilly roads west of town reward the extra clearance and all-terrain grip. Sun Prairie: Head out on I-94 toward Devil's Lake or the Kettle Moraine with camping gear loaded and a trailer hitched. Verona: The Military Ridge State Trail and the driftless roads toward Mount Horeb and Blue Mounds are right out your door. Waunakee: Lake weekends, boat launches and soccer fields — the factory hitch and roof capacity handle the gear. Up North and beyond: Driftless Area campgrounds, Door County and the Northwoods are all a weekend away, and the AUTOHOME roof tent turns any campsite into your basecamp. All-terrain tires are a great all-around choice, but for the deepest Wisconsin winter, ask us about dedicated winter tires and wheel packages too. MINI Countryman Untamed Edition FAQ How much does the 2027 MINI Countryman Untamed Edition cost? The Countryman S ALL4 Untamed Edition starts at $43,900 MSRP, or $45,250 with the $1,350 destination charge. Pricing for the electric SE ALL4 Untamed Edition will be announced closer to launch. When can I get a Countryman Untamed Edition in Madison? Production begins in November 2026, with U.S. deliveries expected in early 2027. Contact MINI of Madison to reserve yours. Is the Untamed Edition all-wheel drive? Yes. Every U.S. Untamed Edition comes standard with ALL4 intelligent all-wheel drive. How much can the Countryman Untamed Edition tow? It comes with a factory trailer hitch and can tow up to 3,500 pounds. Can I put a roof tent on the Countryman Untamed Edition? Yes. The roof supports up to 165 pounds while driving and 661 pounds while parked, and MINI developed a roof tent with AUTOHOME for it. Is the Untamed Edition a real off-roader? It's built for light off-road use — gravel, dirt, snow and trailhead roads — with a 15mm lift, all-terrain tires and recalibrated stability systems. It isn't designed for serious rock crawling. What colors does the Untamed Edition come in? Hideaway Grey, Nomad Blue and Frozen Nomad Blue, which is MINI's first production matte paint. Reserve Your Countryman Untamed Edition at MINI of Madison Be first in line when the Untamed Edition arrives. Talk with our MINI team now to reserve one or order yours in the color and options you want. Reserve or order: contact our sales team Shop Countryman inventory: shop new Countryman inventory Visit us: MINI of Madison, 310 West Beltline Hwy, Madison, WI 53713·608.729.6464